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Clear packages for banking decisions that stick

Each package can stand alone or form part of a broader engagement — from ask and listen through recommend, negotiate, implement and measure.

Ask and Listen

Recommend

Negotiate

Implement

Measure

Package 1

Banking Health Check

Gives you as business owners, CFOs and finance teams a clear view of whether your current banking structure is fit for purpose, cost-effective and ready for growth.

  • Review current banks, accounts, facilities, users, channels and fee structures.
  • Identify hidden costs, duplicated accounts, manual workarounds and poor banking fit.
  • Assess whether the structure supports future growth and operating complexity.
  • Deliver a practical findings report with early priorities, risks and recommended next steps.

Best for

Businesses that have not reviewed their banking setup recently, are growing quickly, are multi-banked, or feel their arrangements have become complex or costly.

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Package 2

Bank Cost and Fee Review

Reduce avoidable banking costs and ensure you are on the most suitable account and fee structures for how you actually bank.

  • Analyse bank statements, merchant fees, payment fees, account charges and service fees.
  • Benchmark current fees and charges against expected market structures and usage patterns.
  • Identify account rationalisation, fee negotiation and product substitution opportunities.
  • Support bank conversations to secure measurable cost savings.

Best for

Clients who suspect they are paying too much, have grown through acquisition, operate across multiple entities, or have never had their banking fees independently challenged.

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Package 3

Payments and Receivables Optimisation

Improve how money comes in and goes out, reducing manual effort, improving reconciliation and freeing up cash from working capital.

  • Map receivables, payables, payment files, approval workflows and reconciliation processes.
  • Identify cash trapped in receivables, slow collections and payment inefficiencies.
  • Assess opportunities for automation, better channels and cleaner reporting.
  • Create an implementation roadmap for process, banking and technology changes.

Best for

Businesses with high transaction volumes, clunky payment processes, manual reconciliation, delayed collections or pressure to improve cash conversion.

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Package 4

Bank RFP, RFI and Negotiation Support

Help you select, challenge or renegotiate with banks from a position of confidence, using clear requirements and deep banking knowledge.

  • Define requirements across accounts, channels, payments, receivables, liquidity, FX, cards and implementation support.
  • Prepare RFP or RFI materials and manage the bank response process.
  • Compare proposals in plain English across cost, capability, service and future fit.
  • Lead or support negotiation to improve commercial and operational outcomes.

Best for

Clients going to market, reviewing incumbent banks, expanding offshore, adding complexity, or needing an independent voice between the business and the bank.

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Package 5

Banking Implementation and Transition

Turn banking decisions into working outcomes by leading execution, documentation, onboarding, testing and business change.

  • Coordinate bank onboarding, KYC, account opening, authority structures and documentation.
  • Manage channel setup, user access, payment testing, training and cutover.
  • Support stakeholders across finance, treasury, IT and operations, as well as leadership.
  • Track milestones, issues, savings and realised value.

Best for

Clients who know what needs to change but do not have the time, experience or internal capacity to manage the bank transition expertly.

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Package 6

Treasury, Liquidity and Cash Visibility Review

Improve control, visibility and use of cash across entities, banks, currencies and jurisdictions.

  • Review account structures, liquidity arrangements, cash concentration, visibility and reporting.
  • Identify idle cash, trapped cash, unnecessary complexity and weak reporting lines.
  • Assess multi-bank, multi-country and multi-entity structures against operating needs.
  • Recommend practical improvements to visibility, control and funding decisions.

Best for

Growing businesses, exporters, importers, multi-entity groups and organisations operating across countries, currencies or banking partners.

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Package 7

Payments Modernisation

Help you understand and prepare for payment modernisation, file format change, richer payment data and bank connectivity requirements.

  • Review current payment file formats, bank channels, ERP outputs and payment workflows.
  • Identify readiness gaps across systems, processes, people, controls and bank requirements.
  • Translate technical banking requirements into practical business actions.
  • Develop a readiness plan covering testing, migration, stakeholder engagement and operational impacts.

Best for

Clients facing payment file changes, ERP migration, banking platform change, payments transformation or uncertainty around ISO 20022.

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Package 8

Partner for Life

Provide recurring independent support so banking arrangements keep performing as the business grows and changes.

  • Run periodic banking performance reviews and fee checks.
  • Support bank relationship governance, issue escalation and service accountability.
  • Monitor new opportunities across payments, cash management, cards, FX and working capital.
  • Maintain an action plan that tracks value delivered, savings realised and future priorities.

Best for

Clients who want an independent banking adviser on call, without employing specialist transaction banking capability internally.

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